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TWT: Stop Procrastinating, Make a Will

helping each other be good stewards of all our resources: money, possessions, time, energy, and health

Our will is over a decade old, with a few handwritten changes. (Not good!) That has been preying on my conscience for a while.  But this is not a pleasant topic, it requires difficult decisions, and it takes time.  So we, like many others, have been procrastinating on updating our will.

However, yesterday I read the title of an e-zine, Emergency Preparedness, and like a child with a guilty conscience the only emergency I could think of was not having a current will!  Of course, wills were not even mentioned in the e-zine, but I did write ‘update will’ onto my to-do list for this week.

After all, even though doing so may cost us money, time, and stress, in the event of a disaster, it could dramatically improve the lives of our children.  This is, to me, good stewardship of my resources, although I hope it will not be needed.

So, how would you go about making a will?  There are three main approaches:

  • You can make your own with forms from the internet. Just google or bing ‘last will and testament’ with the name of your country to find endless information. This is the truly tightwad approach, but you must ensure your will is valid for you, in your region.   
  • You can use published books, which have the advantage of being edited and professionally published, and which may therefore be more carefully checked and more legally sound.  Again, this is a great tightwad approach, but again, ensure that the information you act upon is valid for where you live.  And again, research carefully before you start, since some of these books and kits are helpful but others are unclear and almost useless.  A library is a good place to check.
  • The easiest and most expensive option is to get a lawyer, which is a good idea if there are any possible complications.   Since you’ll need to gather information and make decisions in advance, going through a do-it-yourself approach before meeting the lawyer could save you some expensive lawyer time.  You may even find you don’t need a lawyer after all, but again, be careful and be sure you know what you’re doing.  It’s not good stewardship to save few hundred dollars only to involve your dependents in nasty legal tangles at one of the saddest times of their lives.

But whatever method you choose, just stop procrastinating and make a will.  And my hat’s off to those of you who keep yours current.  You are truly good stewards.

Please join in and share your Tightwad Tuesday tips, ideas, recipes, stories, and encouragement.  Just click on the Linky Tools message below to enter, and please remember to link back to Tightwad Tuesday in your post.

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Disclaimer:  This is to be considered as friendly encouragement and does not constitute legal advice. 

For more tips, visit Tuesday’s Tip JarWorks for Me Wednesday, and Frugal Friday.


  1. Angela says:

    Putting together our will was one of the first things Don and I did when we got married. We felt it was important to make sure that our children would be well provided for should something happen to us.

    What a great tip! Thank you for participating in the Tuesday’s Tip Jar via Blog Mommas!

  2. Angela says:

    I noticed you were linking to Blog Mommas in your side bar. Thank you so much!

    Would you like me to put your blog in our directory?

  3. Laraba says:

    We have used a book, and I’ve updated it faithfully with the birth of each new child. I sometimes worry a little that we might have missed something, but at least we HAVE the will, properly witnessed, so any judge would know what our desires are. The will book I have discusses law issues in each state of the United States so it should be fine. Our current will is 3 years old, but new baby will arrive in 3 months so I’ll be updating it by the end of the year.

  4. Sally says:

    We have been married 22 years and our oldest of four kids is almost 16, and we are just NOW getting our will put together. We have nothing to leave them, but our concern is that the right people take custody of them if both of us die.

    Twenty-some years is an awfully long time to procrastinate… *blush*

    We got in on a free deal for homeschoolers at Christian Law Association. Look around. It doesn’t have to be expensive to have a lawyer draw up the document.

  5. Jackie says:

    I recommend USLegalForms.com for an inexpensive will tailored to your needs. We’ve been happy with them. We found them through Dave Ramsey’s website.

  6. Stacy says:

    We really need to do this. We keep putting it off, but now that you’ve suggested trying to do it frugally, perhaps we will actually manage to get it done.

    I know one of the biggest disagreements we will have is who would take our dd if something were to happen to both of us.

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